Long Term Care Insurance from John Hancock

Are you Half-Your-Life old?

If you are:

- What have you learned in your First-Half?

- Have you been healthy in your First-Half?

- Have you been happy in your First-Half?

- Have you attained financial freedom in your First-Half?

Then what more do you want to learn in your Second-Half?

- Do you want to be healthier, happier, wealthier,and more independent in your Second-Half?

- Do you want to protect what you have achieved in your First-Haff?

Look at yourself in the mirror. Do you like what you see? If not, do something about it today!

Eliminate obstacles. Find solutions. Search for your Options. Regconize that there are Options.

Today is your First day of your Second-Half of your Life. Plan your future with CARE.

Hint No.1 - Long Term Care Insurance from John Hancock

There are several important reasons for purchasing Long Term Care Insurance (LTCI):

- Peace in Mind: Reduce the uncertainty. You can exchange a small, affordable, and certain expense for the possibility of a large uncertain expense that could be financially devastating in the future.

- Flexibility and freedom of choice: If you use the Medi-Cal system to fund your TLC expensees, the State will make all the importance decisions for you. You get no choice.

Purchasing a Custom Care Partnership policy gives you many advantages. If you ever need long term care services, you can rest assured that you have a policy with comprehensive benefits that covers many types of care - whether it's in your home, a residential care facility, or, if required, a nursing facility.

- Independence: Most people are proud of being independent, both physically and financially and do not want to have to rely on their family, friends or State when the need of care arises.

- Asset Protection: Many Seniors have amassed considerbale wealth in the form of cash, home equity, bonds, IRA's, cash value in life insurance, etc... They would much rather pass this along to their heirs than to see it all spent down on LTC expenses, and then, once their assets were gone, to find themselve dependent on others or on the State.

With Custom Care Partnership from John Hancock, the policy provides additional security to prevent hardship by protect your assets up to the amount of benefits received.

Bottom line is that You want the freedom to live your life to its fullest, with dignity and independence while having powers to protect your achievements in your First-Half.

Please give your comments on the issue or send to me an email for further discussions (and more hints).