What does "March 31st" mean to Medicare world?
March 31st is the last day of the period called "Open Enrollment Period" in which you can change from one Medicare Advantage Plan to another "like- to-like" plan. Or you can go back to the original Medicare by enrolling "stand-alone" Part D Drug Plan. After that, you will be stuck in "Log-In period" until the next "Annual Election Period" which begins November 15th and ends December 31st of every year.
REMINDER: If you jointed a MA (Medicare Advantage) Plan or MAPD (MA Plan with Prescription Drug) within last 12 months, and DO NOT like it, or you feel it does not meet your NEEDs, you can get OFF those plans by going back to the Original Medicare and /or enroll a Medicare Supplement (Medigap) plan. If you wait too long, you may not be able to get on it because of the underwriting or health questions.
REMINDER: If you are NEW TO MEDICARE and you joined a MA/MAPD plan and don't like it, you are still within your Open Enrollement Period and WILL NOT be turned down because of health issues. You can get back on OriginalMedicare which pay 80% of all doctor and hospital costs and take out a Medicare Supplement that pays the other 20%. With Medicare supplement your only expense is your monthly premium. There are NO Co-Pay, No Networks of doctors you must use. You can go to any doctor and/or hospital of your choice anywhere in US! We can help you to pick out the best plan fit your needs.
REMINDER: If you are losing your Retirement Group Plan Coverage and need to join a Medicare Supplement plan, we can provide you a comparison of their premiums. The Benefits from all the Medicare Supplement plans are the same, no matter what insurance company you buy it from. The ONLY difference is the quality of their service ans the price they will charge you.
For more details between these plans (MAPD, MED SUPP, PART D), please call us at 714-873-2688 or email: dqmagency@gmail.com for a private and confidential advice for your Needs.